Home Equity Line of Credit (HELOC)

• Variable rate as low as 4.00%!!*
• Low closing costs
• Tax-deductible interest **
• No prepayment penalties
• No cash advance or annual fees

Call the Credit Union at (626) 444-0501.

* Variable rates are subject to change during the loan term.  Changes correspond to an increase or decrease in the most recently published "Prime Rate". The 4.00% rate is based on Prime Rate less .25% for automatic transfer and .25% for a FICO score of over 740 as of 2/07/09.  Rate shown is lowest available; your rate may be higher. Contact EMCCU for specific costs.  HELOCs are available on California owned-occupied residences only.  All borrowers must meet lending requirements.  Certain restrictions apply.

** Ask your tax adviser.

Autos For Sale

 

2000 Yamaha Wave Runner SUV 1200 Minimum Bid $2,300 (includes trailer) Grey/White, Jet Drive, 13 feet length. Retail value $3,500

 

2004 GMC Yukon Denali 4DR White Minimum Bid $13,790 Retail value $19,685, Miles 94,634 - Pwr everything, AC, Rear Air, Multi CD, ABS, Tow Pkg, Video System, Onstar, Roof Rack, Alloy Wheels

 

2005 Yamaha YZF R1 Minimim Bid $6,975 Ignition: Digital TCI, Transmisson: 6-speed w/multiplate slipper clutchType:998 cc, liquid-cooled 20 valve four-cylinder,Bore x Stroke: 77 x 53.6 mm. 6,325 miles Suggested retail: $10,999

        Financing available at credit union subject to normal credit qualifications. If you are interested in submitting a bid   please call the credit union at 626.444.0501. **Pictures may not represent the actual car.

Locations and Hours

 

Main Office		City Hall/Purchasing Dept
11718 Ramona Blvd		11333 Valley Blvd, City Hall East
El Monte, CA 91732		El Monte, CA 91731-3293
Phone (626) 444-0501		Phone (626) 258-8815
Fax (626) 444-6961		Fax (626) 579-3157
Monday thru Friday		Monday thru Thursday
9:00 am to 5:00 pm		10:00 am to 2:00 pm
Saturday 9 am to 12 pm		Friday - closed
		City Paydays 10:00 am to 4:00 pm

 

Holiday Closings

Monday, September 6                    Labor Day Holiday

By members choice, El Monte Community Credit Union is privately insured by American Share Insurance up to $250,000 per account.  This institution is not federally insured and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.  Accounts with this institution are not insured by any state government.

*Annual Percentage Yield