El Monte City Employees CU

Making Your Dreams Come True Since 1956!

Skip a payment on your personal and/or auto loans during the months of June, July or August. Real Estate, Visa and Overdraft Loans are not available for this offer. Please call the credit union for further information and to request a form.

** There is a $25 processing fee per loan skipped. Interest will continue to accumulate on your loan during the month you skip. All loans must be current to qualify for this offer.

53rd Annual Me of the Members

53rd Annual Meeting of the Members

El Monte City Employees Credit Union will hold its 53rd annual meeting of the members on Thursday, August 13, 2009 at 6:00 pm. The meeting will be held at the credit union at 11718 Ramona Blvd, El Monte, CA 91732. Please join your fellow members for credit union information, food and prizes.

Real Estate Loans You Can Feel Secure About!

Home Equity Line of Credit (HELOC)

Variable rate as low as 3.00%!!*
Low closing costs
Tax-deductible interest **
No prepayment penalties
No cash advance or annual fees

Call the Credit Union at (626) 444-0501.

* Variable rates are subject to change during the loan term. Changes correspond to an increase or decrease in the most recently published "Prime Rate". The 3.00% rate is based on Prime Rate less .25% for automatic transfer and .25% for a FICO score of over 740 as of 2/07/09. Rate shown is lowest available; your rate may be higher. Contact EMCECU for specific costs. HELOCs are available on California owned-occupied residences only. All borrowers must meet lending requirements. Certain restrictions apply.

** Ask your tax adviser.

Locations and Hours

Main Office

City Hall/Purchasing Dept

11718 Ramona Blvd 11333 Valley Blvd, City Hall East

El Monte, CA 91732 El Monte, CA 91731-3293

Phone (626) 444-0501 Phone (626) 258-8815

Fax (626) 444-6961 Fax (626) 579-3157

Monday thru Friday Monday thru Thursday

     9:00 am to 5:00 pm
    9:00 am to 1:00 pm

Saturday 9 am to 12 pm
Friday - closed


   City Paydays 9:00 am to 4:45 pm

Holiday Closings

Friday, July 3 Independence Holiday

Saturday, July 4 Independence Day

By members choice, El Monte City Employees Credit Union is privately insured by American Share Insurance up to $250,000 per account. This institution is not federally insured and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. Accounts with this institution are not insured by any state government.

*Annual Percentage Yield