El Monte Community Credit Union


New Visa EMV Chip Cards are on the way!

EMV Chip Cards will be issued to our Visa credit card holders upon expiration.  Credit cards have long stored your account number and other information on a magnetic stripe on the back of your card. With EMV cards, information is encrypted and stored on a microchip embedded in your card, which makes it much harder for crooks to "skim" data off your card.  Also, when you use an EMV card for a transaction, the merchant's computers don't save your account information, protecting you in the event of a data breach. However, because many merchants have yet to install terminals capable of reading chip cards, even new EMV-enabled cards have a magnetic stripe so you can swipe your card the old way.  


  Visa Platinum and Share Secured

  •   Low introductory APR of 3.99% for six months
  •   No annual fee, Balance transfer fee or Cash advance fee
  • APR from 8.90% - 17.90% 

Subject to change. Please call the credit union for    further details. Not all members will qualify.








Locations and Hours

Main Office


ATM locations

11718 Ramona Blvd   Main Office
El Monte, CA 91732   11718 Ramona Blvd, El Monte 91732
     Deposit taking ATM - Open 24 hours
Phone (626) 444-0501    

Fax (626) 444-7560

24 Hour Audio Response- (855) 297-5008

     El Monte City Hall (located outside of police lobby)
Monday thru Friday   11333 Valley Boulevard, El Monte 91731

     9:00 am to 5:00 pm

   Deposit taking ATM - Open 24 hours




Holiday Closings

September 7    Labor Day

October 12     Columbus Day

November 11    Veterans Day

November 26 and 27  Thanksgiving Holiday

December 25  Christmas Day


By members choice, El Monte Community Credit Union is privately insured by American Share Insurance up to $250,000 per account.  This institution is not federally insured and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.  Accounts with this institution are not insured by any state government.
*Annual Percentage Yield


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