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IRA Shares | Certificates | Money Market | Loans
| REGULAR SHARES - Effective July 1, 2010 |
Dividend Rate |
APY |
| $ 500.00 - $2,499.99 |
0.30% |
0.30% |
| $ 2,500.00 - $4,999.99 |
0.40% |
0.40% |
| $ 5,000.00 - $9,999.99 |
0.45% |
0.45% |
| $10,000.00 – up |
0.45% |
0.45% |
| |
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| CUB CLUB SHARES - Effective July 1, 2010 |
Dividend Rate |
APY
|
| $ - $ 100.00 |
0.30% |
0.30% |
| $ 100.01 - $ 500.00 |
0.30% |
0.30% |
| $ 500.01 - $1,000.00 |
0.30% |
0..30% |
| $1,000.00 - $4,999.99 |
0.40% |
0.40% |
| $5,000.01 - up |
0.45% |
0.45% |
| IRA SHARES - Effective April 1, 2010 |
Dividend Rate |
APY |
| $100.00 - up |
1.50% |
1.51% |
CERTIFICATES - Effective June 16, 2010
Minimum balance to open and earn APY |
Dividend Rate |
APY |
| 3 months $ 2,000 |
0.65% |
0.652% |
| 3 months $ 50,000 |
0.65% |
0.652% |
| 3 months $100,000 |
0.65% |
0.652% |
| 6 months $ 2,000 |
1.00% |
1.002% |
| 6 months $ 50,000 |
1.30% |
1.304% |
| 6 months $100,000 |
1.30% |
1.304% |
| 12 months $ 2,000 |
1.20% |
1.204% |
| 12 months $ 50,000 |
1.40% |
1.40% |
| 12 months $100,000 |
1.40% |
1.40% |
| 18 months $ 2,000 |
1.40% |
1.40% |
| 18 months $ 50,000 |
1.50% |
1.50% |
| 18 months $ 100,000 |
1.60% |
1.60% |
| 24 months $ 2,000 |
1.75% |
1.75% |
| 24 months $ 50,000 |
1.90% |
1.90% |
| 24 months $ 100,000 |
2.00% |
2.00% |
| MONEY MARKET - Effective July 1, 2010 |
Dividend Rate |
APY |
| $ 500.00 - $ 1,000.00 |
.70% |
.70% |
| $ 1,000.01 - $10,000.00 |
.70% |
.70% |
| $10,000.01 - $25,000.00 |
.70% |
.70% |
| $25,000.01 - $50,000.00 |
.75% |
.75% |
| $50,000.01 - up |
0.90% |
0.90% |
Loans
|
Term
|
APR:**
|
|
|
|
Max Loan |
| New and Used Autos and Motorcycles* |
|
|
|
|
$60,000 |
| 24 |
3.00% |
- |
13.00% |
|
|
| 36 |
4.00% |
- |
14.00% |
|
|
| 48 |
5.00% |
- |
14.15% |
|
|
| 60 |
5.30% |
- |
14.40% |
|
|
| 72 |
5.90% |
- |
12.75% |
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- |
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| ** Actual rates based on members' credit history |
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| * Rates include the following discounts: |
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| .25% with direct deposit, payroll ded. |
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| or if payments are made by share transfer; |
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.25% for GAP Insurance
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| .25% for Credit Disability and/or Life |
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| .25% for 10% down (exclude C,D&E paper) |
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New 100% purchase price/Used 100% of private party Kelly blue book
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New and Used Recreational Vehicles (Jet Skis, Motor Homes, Travel Trailers, Boats) |
As low as**
|
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|
| 36 |
7.00% |
|
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|
$75,000 maximum |
| 48 |
7.25% |
|
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loan for new/used recreational vehicles |
| 60 |
7.50% |
|
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|
|
| 72 |
7.75% |
|
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Over $10,000 |
| 84 |
8.00% |
|
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Over $15,000 |
| 96 |
8.25% |
|
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Over $25,000 |
| 120 |
8.50% |
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Over $40,000 |
| 144 |
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Over $50,000 |
| 180 |
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| Other Loans |
|
** Actual rates based on members' credit history
|
| Personal Loan |
8.00% - |
16.80% |
Up to 4 yr term |
$15,000 max. loan |
|
| Debt Consolidation |
8.00% - |
16.80% |
Up to 4 yr term |
$15,000 max. loan |
|
| Line of credit/Overdraft protection |
15.90% |
16.40% |
|
$2,000 max loa |
|
| Share Secured |
7.00% |
Up to 7 yr term |
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