| Fee Schedule | |
|---|---|
| Checking Account Fee | |
| Share Draft Orders | Based on Style Desired |
| Overdraft from Line of Credit | $5 (per transfer) |
| Overdraft from Savings | $1 (per transfer) |
| NSF Returned Items (ACH/Share Drafts) | $28.00 |
| Courtesy Pay (ACH/Share Drafts) | $28.00 |
| Share Draft Collection | $28.00 |
| Stop Payment (each item) | $22.00 |
| Manual Funds Transfer (to cover Neg. Balance) | $5.00 |
| Photocopy of Share Drafts (per item) | $3.00 |
| Statement Copy (per month) | $5.00 |
| Paper Statement (Account Print-Out) | $3.00 |
| Investigation/Account Reconciliation | $25.00 per hour |
| Credit Union Official Check (One free check per week) | $1.50 |
| Early Closure of Accounts (90 days or less) | $15.00 |
| ATM/Debit Card Fees | |
| Replacement Card | $10.00 each |
| ATM Transactions (Outside of Network) | $3.00 |
| PIN Replacement/PIN Mailer | $5.00 |
| Card Replacement Rush | $50.00 |
| Other Fees | |
| Membership Fee (one-time) | $5.00 |
| Inactive Accounts Fee (12 months of no Activity/Dormant) | $2.00 (every month) |
| Invalid Address Fee | $3.00 (every month) |
| Escheatment Fee | $6.00 |
| Annual IRA Maintenance Fee | $25.00 |
| Excessive Withdrawals (Regulation D - More Than 6) | $1.50 (every month) |
| Domestic Wire Transfer | $15.00 |
| International Wire Transfer | $30.00 |
| Money Orders | $2.00 |
| Notary Service (free for CU related documents) | $10 per signature, other documents |
| Fax Fees (Local) | $0.25 per page |
| Fax Fees (Non-Local) | $1.00 per page |
| Copies | $0.25 |
| On-us Cashed Check by a Non-Member | $10.00 |
| Tax Levy | $30.00 |
| Garnishment | $30.00 (per Garnishment) |
| Verification of Deposits | $5.00 |
| Verification Letter | $15.00 |
| Credit Cards (VISA) | |
| Replacement | $15.00 |
| Cash Advances | $3.00 |
| Late Fee | $15.00 (after 15 days) |
| Loan Fees | |
| Payday Loan Process Fee | $45.00 |
| Deed of Trust Reconveyance Fee | $95.00 |
| Loan Subordination Fee | $150.00 |
| Skip-a-Payment | $35.00 |
| Duplicate Title/Lien Satisfied | $15.00 |
| Ticket Sales | |
| Discount Tickets to Select Theme Parks (Discount Code: 19-EM83H) | Varies |
| Stamps | $12.00 |
| Shares | |
| A Regular Share has a par value of five dollars ($5.00) | $5.00 |
| One share is required to open an account | $5.00 |
| One time Membership Fee required to open an account | $5.00 |
Fees effective as of April 8, 2020. Fees are subject to change without notice
*Transactions at certain ATMs on systems that are not owned by our Credit Union or Co-op network may be subject to a service fee charged by the owner of the terminal and the Credit Union This fee may be imposed by a national, regional or a local automated transfer network that is used to facilitate the transaction.
